The Real Reasons People Decide to Buy Long-Term Care InsuranceBefore you dig into costs, benefits and contingency plans, step back and look at the big picture. This decision is bigger than budgets and life-expectancy tables. It's about your family and your wishes for them as well as yourself.

Read more: https://www.kiplinger.com/article/insurance/T036-C032-S014-the-real-reasons-people-buy-long-term-care-insuran.html

12 Ways COVID-19 Will Change the Tech Industry

The full impact of the COVID-19 pandemic is still unfolding, but it's already clear that the outbreak will spark major changes in the technology industry, which has already been called on in a big way to preserve social community and workplace collaboration as billions of people are forced to stay home under some variety of lockdown.

Here is a collection of some significant tech shifts that bear watching.

SEE ALSO: 24 Major U.S. Companies Hiring Now to Meet Coronavirus Demand

Read more: https://www.kiplinger.com/slideshow/business/T057-S003-12-ways-covid-19-will-change-the-tech-industry/index.html

State Taxes on Unemployment Benefits: What Does Your State Do?

Millions of Americans are suddenly getting an unwanted crash course on the U.S. unemployment compensation system, courtesy of the coronavirus pandemic. How do I apply for benefits? How much will I get? How long will they last? These are some of the more pressing questions that newly unemployed people have right now. But, before long, another question will likely spring to mind: Will I have to pay taxes on my unemployment benefits?

When it comes to federal income taxes, the answer is yes. Uncle Sam taxes unemployment benefits as if they were wages. However, when it comes to state income taxes, it's a bit of a mixed bag. Most states follow the federal government and fully tax unemployment benefits. But some states don't tax them at all (sometimes because the state doesn't have an income tax). And a couple of states will only tax part of your benefits.

What does your state do when it comes to taxing unemployment benefits? Read on to find out. We also outline each state's income, sales, and property tax levels--and provide a link to the state's page in our full tax guide--so you can get a sense of the overall tax burden where you live.

SEE ALSO: 10 Things You Must Know About Filing for Unemployment Benefits

Read more: https://www.kiplinger.com/slideshow/taxes/T055-S001-state-taxes-on-unemployment-benefits/index.html

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